When my future husband and I decided to get married and buy our first house together, we also wanted to make sure that in the event that something happened to either one of us, we would be prepared. We sat down with an attorney and drew up our wills. We also got a few life insurance quotes and compared them before deciding to go with a company that we found through a mutual friend.

Our friend kept telling us that we would not be disappointed if we chose the no exam life insurance company that he had. He told us how easy it was to get signed up and that as long as he pays his premiums, then it all just stays the same until he hits a certain age, which I cannot remember now.

My future husband and I set up our no exam life insurance policies and had our will altogether before we even got married or closed on our new house. It made us both have a sense of security knowing that we were prepared for not just ourselves, but each other too. When we told our parents about it, they told us that we were very smart and that they were glad that we were prepared for our future.